ihfKestrel.render({"component":"quickSearchWidget","style":"twoline","propertyType":true})
top of page

Why Choosing a Local Lender Matters When Buying a Home in Coastal Georgia

  • Writer: Coastal Roots Realty
    Coastal Roots Realty
  • Aug 13
  • 2 min read

When you’re buying a home in Coastal Georgia, whether in St. Marys, Kingsland, Woodbine, or the surrounding area, your choice of lender can make a big difference. While big online lenders might seem convenient, working with a local lender offers unique advantages that can make the process smoother, faster, and more personal.


The Benefits of a Local Lender

1. Local Market Knowledge

Local lenders understand Camden County’s real estate market, property values, and neighborhood trends. They’re familiar with the unique factors that can affect financing here, like flood zone designations, proximity to Kings Bay Naval Base, and property tax structures.


2. Personalized Service & Communication

Instead of a call center or automated chatbot, you’ll have a direct contact who knows your name, your situation, and your timeline. Local lenders build their reputation through relationships, so they’re motivated to go the extra mile.


3. Faster, Smoother Closings

Local lenders often work closely with local real estate agents, appraisers, and attorneys, streamlining the process and helping avoid delays. In competitive markets, a well-connected lender can make your offer stand out.


4. Commitment to the Community

When you work with a local lender, your business supports the local economy. Many of our area lenders are active in community events, charities, and local sponsorships, investing back into the place we call home.


Coastal Roots Realty’s Preferred Lenders

We’ve partnered with trusted local lenders who have proven themselves time and time again. Each of these professionals understands the Coastal Georgia market and is ready to help guide you through the financing process.


Academy Bank

Kelsey Brahl

913-302-7638 | kbrahl@academybank.com


Coastal Mortgage Company

Eliane Smith


Kevin Van Horn


LendLogic

Robyn Baily


Robert Rankin


Loan Velocity

Christy Bordelon


Collin Wheeler 912-217-0617 | collin@loanvelocity.com


Navy Federal Credit Union

Brittany Westerfeld


Southeastern Bank

Angela Warren


Thrive Mortgage

Marisela (Sammi) Sammis


Ready to Get Started?

Whether you’re a first-time homebuyer, relocating to Kings Bay, or upgrading to your dream home, having the right local lender can make all the difference. Coastal Roots Realty is here to guide you through the buying process from start to finish, and our trusted lenders are ready to help make it happen.


To find out more about these lenders, visit our Preferred Lenders page on our website.

ree

Comments

bottom of page